Tech
Lending 360
The 360 solution that allows you to generate and manage loans
What is LENDING 360?
It's a unique PWA (Progressive Web App) aimed at companies looking to offer microloans to their employees. A regionalized and apified loan processing and administration core that includes:
-> PROCESSING. Installments selection and approval in real time
-> CREDIT SCORE. Granting based on a credit risk service
-> IMMEDIATE DELIVERY. Approval and accreditation in real time
-> REPORTING AND SUPPORT. BI and business metrics tracking
-> COLLECTION NOTICE. Notice of due fee + digital collection channels
-> COMMUNICATION. Push notification system for clients. Credits and outstanding accounts
How does it work?
The scope and functionality of the product are defined, taking into account the financing model and the services associated with the process flow. The business units targeted and the required service infrastructure (based on the SAS model or another) are defined. The project is sized, designed, and developed.
The service allows to develop an experience ranging from the applicant's onboarding to the fall and management of loan default.
Scope of service
Loan Solution
Credit score engine Loan Management Platform Administration portal
API integration
Loan management and logic. Real-time scoring. Transaction validation (identity) ISSUER
UX Front end
Accreditation. Account information